We're not tied to a single processor. Each partner sits in a different part of the payments stack — we work out which one matches how you trade, then handle the application, setup and support. And if payments isn't what you need right now, costs and supplier arrangements are only one of the four areas we look at — customers and loyalty, operations and systems, and visibility and growth are the others. Ask us about those too.
Tyro was set up specifically to serve SMEs rather than retrofitting a big-bank product down to small-business size. For a counter-based business running a modern point-of-sale system, it's usually the first partner we look at.
Lootpay suits businesses that want current-generation payment acceptance — in person and online — without inheriting the complexity that comes with older banking infrastructure. Useful where speed of setup matters as much as the rate.
Fiserv operates at global scale — the kind of processing infrastructure that sits underneath a large share of the world's card payments. Where a business needs institutional-grade reliability and room to grow, this is the network we point to.
Clover replaces the tangle of separate register, terminal and reporting tools with a single piece of hardware. For a business that doesn't already have a point-of-sale it loves, it's often simpler and cheaper than buying the pieces separately.
If most of your transactions never happen at a counter — online store, booking system, subscription or membership billing — the gateway matters more than the terminal. Nuvei is the partner we lean on for that side of the business.
We Make A Difference operates an established national savings platform — everyday discounts on groceries, fuel, utilities, travel, entertainment and more. Through Maverick, that same platform becomes a loyalty program for your customers or a staff-benefits perk for your team, on top of whatever payments setup you're already running with us.
A quick orientation. The right answer depends on how you trade — that's the conversation we have first.
| Partner | Layer | Sweet spot | Typical business |
|---|---|---|---|
| Tyro | Acquiring + EFTPOS | Integrated in-store | Café, venue, clinic, retail counter |
| Lootpay | Payments platform | Fast, flexible setup | New or fast-moving business |
| Fiserv | Processing | Scale and reliability | Multi-site, higher volume |
| Clover | POS + hardware | All-in-one counter | New venue, register + terminal together |
| Nuvei | Gateway | Online and recurring | eCommerce, memberships, bookings |
| We Make A Difference | Loyalty + staff benefits | Retention, not just payments | Any business wanting a loyalty or staff perk |
You shouldn't have to work it out yourself. Send a recent statement and we'll tell you which partner fits and what it costs.